자료유형  

 학위논문

Control Number  

0017161251

International Standard Book Number  

9798382830360

Dewey Decimal Classification Number  

361

Main Entry-Personal Name  

Gyourko, John.

Publication, Distribution, etc. (Imprint  

[S.l.] : University of Pennsylvania., 2024

Publication, Distribution, etc. (Imprint  

Ann Arbor : ProQuest Dissertations & Theses, 2024

Physical Description  

124 p.

General Note  

Source: Dissertations Abstracts International, Volume: 85-12, Section: B.

General Note  

Advisor: Greeson, Johanna K. P.

Dissertation Note  

Thesis (Ph.D.)--University of Pennsylvania, 2024.

Summary, Etc.  

요약Identity fraud poses serious risks for youth in foster care. As young people move through various out-of-home placements and schools, their sensitive personal data are often widely disseminated and difficult to secure. When they transition from foster care to adulthood, identity fraud victims with compromised credit histories may be denied loans, employment, insurance, and/or stable and affordable housing, adding barriers to the achievement of key developmental tasks during the already-precarious period of emerging adulthood. To discover and resolve cases of identity fraud, state child welfare agencies are required by federal law to conduct annual credit checks for adolescent youth in foster care. Although the federal credit check mandate was first enacted more than a decade ago, very few studies have investigated the prevalence or nature of foster youth identity fraud victimization, or the risk factors associated with such victimization. To address these knowledge gaps, this dissertation examines credit monitoring and identity protection program outcomes for young people in Virginia's foster care system. Chapter 2 investigates the prevalence, characteristics, and demographic correlates of identity fraud victimization among a population-based cohort of 4,670 youth who received credit checks from November 2015 through December 2021. In Chapter 3, logistic regression is used to examine demographic and foster care placement factors associated with differing odds of victimization among a subsample of 1,176 cohort youth who received a credit check during Virginia state fiscal year 2021. In a separate but related analysis, Chapter 4 explores the implementation of credit freezes as protective interventions for vulnerable children in foster care. Findings from these studies underscore the importance of credit monitoring and identity protection practices in foster care service contexts.

Subject Added Entry-Topical Term  

Social work.

Subject Added Entry-Topical Term  

Criminology.

Subject Added Entry-Topical Term  

Public policy.

Subject Added Entry-Topical Term  

Social psychology.

Subject Added Entry-Topical Term  

Finance.

Index Term-Uncontrolled  

Vulnerable children

Index Term-Uncontrolled  

Credit reports

Index Term-Uncontrolled  

Foster care

Index Term-Uncontrolled  

Identity fraud victims

Index Term-Uncontrolled  

Identity theft

Index Term-Uncontrolled  

Foster youth identity

Added Entry-Corporate Name  

University of Pennsylvania Social Welfare

Host Item Entry  

Dissertations Abstracts International. 85-12B.

Electronic Location and Access  

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Control Number  

joongbu:658498