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Essays in the Economics of Health Insurance- [electronic resource]
Sommaire Infos
Essays in the Economics of Health Insurance- [electronic resource]
자료유형  
 학위논문
Control Number  
0016933250
International Standard Book Number  
9798379692858
Dewey Decimal Classification Number  
362.1
Main Entry-Personal Name  
Serna Borrero, Natalia.
Publication, Distribution, etc. (Imprint  
[S.l.] : The University of Wisconsin - Madison., 2023
Publication, Distribution, etc. (Imprint  
Ann Arbor : ProQuest Dissertations & Theses, 2023
Physical Description  
1 online resource(212 p.)
General Note  
Source: Dissertations Abstracts International, Volume: 84-12, Section: B.
General Note  
Advisor: Sorensen, Alan T.
Dissertation Note  
Thesis (Ph.D.)--The University of Wisconsin - Madison, 2023.
Restrictions on Access Note  
This item must not be sold to any third party vendors.
Summary, Etc.  
요약Rising health care costs motivate the use of demand- and supply-side mechanisms to control the consumption of health services, and generate incentives for insurers to engage in risk selection strategies. Using data from the Colombian health care system, I first measure how demand for different health services responds to cost-sharing using a regression discontinuity design. I then study how cost-sharing impacts negotiated service prices between insurers and hospitals using a model of Nash-in-Nash bargaining. Finally, I quantify the impact of risk selection incentives on hospital network breadth using a model of insurer competition in networks. I find that cost-sharing is effective at reducing health care costs, but that consumption reductions happen across necessary and unnecessary services. Counterfactual simulations show that negotiated hospital prices are U-shaped with respect to the coinsurance rate, and minimized at a coinsurance rate of 30 percent. Findings of the model of insurer competition in networks show that insurers engage in risk selection by providing narrow networks. Improving the risk adjustment formula reduces selection incentives and motivates insurers to expand their networks in every health service. Allowing insurers to compete on premiums and networks, shows that price and non-price characteristics of insurance contracts are substitute mechanisms for risk selection.
Subject Added Entry-Topical Term  
Health care management.
Subject Added Entry-Topical Term  
Health sciences.
Index Term-Uncontrolled  
Cost sharing
Index Term-Uncontrolled  
Health insurance
Index Term-Uncontrolled  
Hospital networks
Index Term-Uncontrolled  
Risk adjustment
Added Entry-Corporate Name  
The University of Wisconsin - Madison Economics
Host Item Entry  
Dissertations Abstracts International. 84-12B.
Host Item Entry  
Dissertation Abstract International
Electronic Location and Access  
로그인을 한후 보실 수 있는 자료입니다.
Control Number  
joongbu:642875
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